Over at the liberally liberal of all liberal publications, The New York Times, there’s a business article called: “New Health Law Frustrates Many in Middle Class.”
When I clicked to read the article, NYTs wanted me to sign up for a subscription fee, but I refreshed the screen a few times and it showed me the article for free.
The lead-in said that a family of 4 with $100,000 income would have to pay $1,000/month for health insurance through Obamacare.
Out of curiosity, I went to healthcare.gov and varified it. It’s true.
The article reported:
The cheapest insurance plan they can find through the new federal marketplace in New Hampshire will cost their family of four about $1,000 a month, 12 percent of their annual income of around $100,000 and more than they have ever paid before.
Later in the article, it explains that healthcare should not exceed 10% or it becomes too taxing on someone’s income.
Ten percent is too much.
Did you read that.
Ten percent is too much, and the article said that people making $100,000 weren’t able to cover 12%.
In response, the wife in the article said, and I quote:
“That’s an insane amount of money,” she said of their new premium. “How are you supposed to pay that?”
Insanity, dear readers, is paying 12% of one’s income to pay for healthcare.
Do you know what Tina and I pay for our healthcare?
We pay upwards of 25%, closer to 30%, of our annual income for health insurance.
I pay out of pocket for mental health care, because our deductible is over $12,000.
Basically, the woman in the article is saying, “Fuck me sideways. That’s fucking ridiculous that I would have to pay 12% of my income on health insurance. Anybody who pays more must be a fucking idiot.”
Our application is pending review and approval right now. And if the preliminary information is correct, we could save over $250 a month to get better coverage, a $1500 deductible, and many other perks.
$250 a month.
That’s $3,000 a year.
So maybe it’s going to suck for those making $100,000, but it seems heavenly for yours truly. I hope that the $100,000 earners get better rates soon.
But for the past 5 or 6 years, having to pay as much as we do, it’s pretty damn awesome.
Christmas next year could be pretty damn sweet.